Accept Credit Cards: Get a Free Credit Card Processing Terminal or Free Credit Card Processing Software with your own Merchant Account. Merchant Accounts allow you to Say No to Paypal – Get a  Free Credit Card Machine
Get a Free Payment Gateway – We specialize in Merchant Services, Bankcard Processing, and Shopping Carts

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Testimonials ”Is this too good to be true? I asked my self that when I saw the offer from Free Credit Card Processing. A free real-time internet payment gateway with my own merchant account with no setup fees, no terminal to buy? After a lot of research and talking to several sales reps from other companies who just wanted to sell or lease me a credit card machine and earn a commission, I applied with Free Credit Card Processing. Within a an hour or so, a service representative called me and reviewed my application and within two days I was in business accepting credit cards. The process was simple, fast, and easy. Thank you for your help. M.Gibson

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GET YOUR FREE PAYMENT GATEWAY A $495.00 VALUE! Free Pay-Me-Now Gateway Software A leading provider of internet-based transactions with the ability to process major credit cards and online checks. PayMeNow features free tools such as virtual terminal, shopping cart integration,  recurring billing, online ACH checks, check guarantee/conversion, and more.

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Pay-Me-Now Features & Benefits: Getting started processing transactions through the Pay-Me-Now payment gateway is easy. This site will provide you with a description of the different processing options you have, and guide you through the steps to getting up and running quickly. Virtual Terminal - This is the easiest way to process transactions. No integration is necessary --- simply login to the Pay-Me-Now, select one of the Virtual Terminal menu options, fill out the form with your consumers account information and payment amount, and press Submit. Credit Card Processing - Accept all major credit cards, including Visa, MasterCard, American Express, Discover, Diner's Club, and JCB via Pay-Me-Now software. ACH Checks - Give your consumers the option of paying via Online Check. Electronic Check Conversion - Convert all your check transactions into electronic ACH transactions eliminating the need to make daily deposits at the bank. ACH Check Services Equipment - Take advantage of our full suite of ACH check services, check guarantee, electronic check conversion with our USB check imagers for your computer. Recurring Billing - Easy to use automated billing of recurring amounts. Membership / Subscription Password Service - Add "premium" content areas to your web site that can only be accessed for a fee. Wireless Transactions - Submit and view transactions from your WAP-enabled phone, Comstar mobile merchant, or the Palm VII. Fraud and Risk Management (FRISK) - Customizable fraud and risk management system helps you maximize sales and minimize risk. Shopping Cart Integration - Pay-Me-Now supports most available shopping cart software so it integrates easily with most e-commerce solutions. HTML Web Link - Pay-Me-Now Web Link is a secure online payment-processing check-out that allows Internet-based businesses to authorize, process and manage payment transactions without installing software on their Web site. Online Reporting - All the details of your transactions are available online via our comprehensive Pay-Me-Now web reporting site. Dedicated Support - Merchant Partners gives businesses the personal attention and responsiveness they need to succeed online. Optional Services via PayMeNow Software PayMeNow ACH Checks provides a payment solution that enables online and traditional merchants to accept and process electronic check payments directly from their Web site's storefront or through the PayMeNow Virtual Terminal. By accepting electronic checks, merchants are able to expand the payment options available to their customers and potentially increase their sales.  Click for Details Check Guarantee is the most commonly used check service allowing the merchant to “insure” the face value of the check and protecting the merchant against checks written on non-sufficient funds (NSF). Merchants obtain electronic approval or voice authorization for the transaction and then deposit the checks. Checks that do not clear can be submitted for reimbursement. Click for Details Check Conversion you can convert your customer's paper check into an electronic ACH transaction and process it using the same gateway process you use for all of your other electronic payments. Just scan the paper check through a check reader at the retail Point of Sale. Once the check has been converted, it is electronically processed just has if you entered it in directly via the Virtual Terminal. The original check is voided and handed back to the customer - no paper processing is required!  Click for Details Debit is an electronic payment method that allows cardholders to access funds from their bank account at the point of sale using a debit card and a Personal Identification Number (PIN). The cardholder must enter a PIN to authorize payment of goods, and once the transaction is authorized, the money is debited from the cardholder's bank account and credited to the merchant.  Click for Details Now you can process retail POS transactions and take advantage of reduced card present merchant account transaction fees using our Virtual POS (VPOS) and an inexpensive credit card swipe reader attached to your PC. No software installation is required, and no dedicated credit card terminal needs to be installed.  Click for Details For minimal fees, you can add premium services to your standard check guarantee service that will provide additional check protection to your business such as multiple checks, stop payment disputes, partial payments, COD, flat fee warranty, and more.  Click for Details

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