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High Risk Merchant Account Services Internet Retail ACH

High Risk Merchant Account and ACH for Internet & Retail Businesses

Do you have an Internet or brick and mortar retail store that is classified as high risk? Free Merchant Accounts (FMA) specializes in high risk merchant account services and can help get you set up with credit card processing services and/or an ACH processing fast and easy!  Any legal business qualifies for our best-in-industry ACH service.

high risk merchant account

We have 20 years of experience offering high risk merchant account services for all types of businesses.  We all know that it is critical that all businesses offer their customers the option to pay with a credit card and we are here to help you find that often times seemingly elusive merchant account solution.  We work with banking and processing partners in the US and with offshore banks, including Mauritus and Europe who specialize in high risk.  If your venture is new and you have been told that you are considered a high-risk business, call us and we will help you to get the best high risk merchant account with the best terms and pricing.  We also recently discovered the best-in-industry ACH solution.  It is cheaper than a merchant account, you get your funds faster and you have guaranteed approval – if you are a legal business.  Call us Now:  1-855-246-8640 – We can help!

At FMA, we understand how this can be extremely frustrating- especially for new businesses with more important tasks manage. Your time is valuable. Don’t waste it dealing with a bank or credit card processor that ultimately may not be able to serve you.

FMA – Specialists in High Risk Merchant Accounts

For 20 years, the FMA team has been assisting merchants worldwide with their credit card processing needs. In addition to our extensive industry knowledge and experience, we have established banking partners that gladly work with our high-risk merchants.

We have also recently started to offer the best ACH payment solution we have yet to see in the industry.  Any legal business can accept ACH/checking account payments over the phone, email or via your online web store.  The rates are cheaper than accepting credit cards and you get your money just as fast.  There is even option to receive payment THE SAME DAY you process the ACH transaction!

We regularly set up high risk merchant account services for Internet stores and retail locations in these industries…
  • Adult products and services
  • New and Used Cars
  • Bankruptcy attorneys
  • Calling cards
  • Casino, gambling or gaming
  • CBD Oil
  • Cigarettes/Tobacco/Cigars
  • Coins and other collectibles
  • Debt Collection agencies
  • Coupons or rewards-points program
  • Credit or debt repair
  • Credit counseling and Protection
  • Discount health – medical care programs
  • Debt consolidation
  • Drug paraphernalia
  • E-Cigs and Vape Stores (electronic cigarettes)
  • Escort Services
  • Extended warranty companies
  • Ticket Brokers/Sales
  • High Average Tickets
  • Horoscopes, astrology or psychic services (i.e. fortune tellers)
  • Life coaching
  • Lottery tickets
  • Magazine sales and subscriptions
  • Mail/Phone order – any type
  • Medical Marijuana – MMJ dispensaries
  • Multi Level Marketing – MLM companies
  • Merchants with less than perfect credit
  • Nutritional supplements
  • Online Dating
  • PC and IT Tech Support
  • Penny Auction sites
  • Pre-Paid Annual contracts
  • Recreational Marijuana – Legal
  • SEO services/recurring
  • Talent agencies
  • Telemarketing services – Inbound and Outbound
  • Telephone companies
  • Timeshare sales
  • Tour operators
  • Travel agencies and clubs
  • Vacation Rentals/time shares
  • Vacation planners
  • Weight loss
  • Extended warranty companies

…as well as many other niche businesses and high volume or high ticket products and services.

Do you have poor credit? Not a problem! We are also able to approve business owners who have had credit challenges in the past.

Get Started Today!

If you’re preliminary stages of establishing your high risk business and are looking for a merchant account services provider, let FMA assist in getting off on the right foot. Not only will you receive the most competitive rates available and free processing equipment, you’ll enjoy peace of mind with our secure and reliable processing services.

Shopping for a better rate?  If your business has a credit card processing history and you think you may be paying more than you should, there’s a good chance that you are. Take advantage of our FREE rate analysis by providing recent statements. We will get back to you right away with potential savings.  Give us a call now:  1-855-246-8640 or fill out the form and we will get to work on your high risk merchant account solution!

Apply today

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